This website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (“Website”) is a service made available by QDRO Group, LLC (“Provider”) and all content, information, forms, and services order or provided on or through this Website (“Content”) may be used solely under the following terms and conditions (“Terms of Use”).

Unless expressly stated otherwise, these Terms of Use do not apply to our drafting our consulting services.  The terms apply only to the Website and Content.

1. Limitations on Use

1.1.  Limited License.  As a user of this Website you are granted a nonexclusive, nontransferable, revocable, limited license to access and use this Website and Content in accordance with these Terms of Use.

1.2.  Limitations on Use.  The Content on this Website is for your personal use only.  Notwithstanding the foregoing, and to the extent this Website provides electronic commerce, such buying opportunities may be made available for personal purchasing.  You may not decompile, reverse engineer, disassemble, rent, lease, loan, sell, sublicense, or create derivative works from this Website or the Content.  Nor may you use any network monitoring or discovery software to determine the site architecture, or extract information about usage, individual identities, or users.  You may not use any robot, spider, other automatic software or device, or manual process to monitor or copy our Website or the Content without Provider’s prior written permission.  You may not use this Website to transmit any false, misleading, fraudulent, or illegal communications.  You may not copy, modify, reproduce, republish, distribute, display, or transmit for commercial, non-profit, or public purposes all or any portion of this Website, except to the extent explicitly permitted.   You may not use or otherwise export or re-export this Website or any portion thereof, or the Content in violation of the export control laws and regulations of the United States of America.  You may not use the Website or any Content as a part of any effort to compete with the Provider.  Any unauthorized use of this Website or its Content is prohibited.

1.3.  Not Legal Advice.  Content is not intended to and does not constitute legal advice and no attorney-client relationship is formed.  While we strive to keep all information on the Website current, the accuracy, completeness, adequacy, and/or currency of the Content is not warranted or guaranteed.

1.4.  Third Party Communication.  Provider disclaims all liability for any Third Party Communication you may receive or any actions that you may take or refrain from taking as a result of any Third Party Communications.  You are solely responsible for assessing and verifying the identity and trustworthiness of the source and content of any Third Party Communications.  Provider assumes no responsibility for verifying, and makes no representations or warranties regarding, the identity or trustworthiness of the source or content of any Third Party Communications.  As used herein, “Third Party Communications” means any communications directed to you from any third party directly or indirectly in connection with this Website.

2. Intellectual Property Rights. Except as expressly provided in these Terms of Use, nothing contained herein shall be construed as conferring on you or any third party any license or right, by implication, estoppel or otherwise, under any law (whether common law or statutory law), rule or regulation including, without limitation those related to copyright or other intellectual property rights.  You agree that the Content and Website are protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws.

3. Linking to this Website. You may provide links to this Website, provided that (a) you do not remove or obscure, by framing or otherwise, any portion of this Website, including any advertisements, terms of use, copyright notice, and other notices on this Website, (b) you immediately deactivate and discontinue providing links to this Website if requested by Provider, and (c) Provider may deactivate any link(s) at its discretion.

4. No Solicitation. You shall not distribute on or through this Website any advertisement; promotion; solicitation for goods, services, or funds; or solicitation for others to become members of any enterprise or organization without the express written permission of Provider.

5. Registration. Certain sections of this Website require you to register.  If registration is requested, you agree to provide accurate and complete registration information.  It is your responsibility to inform Provider of any changes to that information.  Each registration is for a single individual only, unless specifically designated otherwise on the registration page.  Provider does not permit a) anyone other than you to use the sections requiring registration by using your name or password; or b) access through a single name being made available to multiple users on a network or otherwise.  You are responsible for preventing such unauthorized use.  If you believe there has been unauthorized use, you must notify Provider immediately by emailing [email protected]

6. Errors and Corrections. Provider does not represent or warrant that this Website or the Content will be error-free, free of viruses or other harmful components, or that defects will be corrected, or that it will always be accessible.  Provider may make improvements and/or changes to its features, functionality, or Content at any time.

7. DISCLAIMER. THIS WEBSITE AND THE CONTENT ARE PROVIDED ON AN “AS IS, AS AVAILABLE” BASIS.  PROVIDER EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.  PROVIDER DISCLAIMS ALL RESPONSIBILITY FOR ANY LOSS, INJURY, CLAIM, LIABILITY, OR DAMAGE OF ANY KIND RESULTING FROM, ARISING OUT OF OR ANY WAY RELATED TO (A) ANY ERRORS IN OR OMISSIONS FROM THIS WEBSITE, THE INTERACTIVE AREAS, THE CONTENT, AND THE POSTINGS INCLUDING, BUT NOT LIMITED TO, TECHNICAL INACCURACIES AND TYPOGRAPHICAL ERRORS, (B) THIRD PARTY COMMUNICATIONS, (C) ANY THIRD PARTY WEBSITES OR CONTENT THEREIN DIRECTLY OR INDIRECTLY ACCESSED THROUGH LINKS IN THIS WEBSITE, INCLUDING BUT NOT LIMITED TO ANY ERRORS IN OR OMISSIONS THEREFROM, (D) THE UNAVAILABILITY OF THIS WEBSITE, THE CONTENT, OR ANY PORTION THEREOF, (E) YOUR USE OF THIS WEBSITE OR THE CONTENT.

8. LIMITATION OF LIABILITY. PROVIDER SHALL NOT BE LIABLE FOR ANY LOSS, INJURY, CLAIM, LIABILITY, OR DAMAGE OF ANY KIND RESULTING FROM YOUR USE OF THIS WEBSITE, THE CONTENT, THE INTERACTIVE AREAS, ANY FACTS OR OPINIONS APPEARING ON OR THROUGH ANY OF THE INTERACTIVE AREAS, OR ANY THIRD PARTY COMMUNICATIONS.  PROVIDER SHALL NOT BE LIABLE FOR ANY SPECIAL, DIRECT, INDIRECT, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER (INCLUDING, WITHOUT LIMITATION, ATTORNEYS’ FEES) IN ANY WAY DUE TO, RESULTING FROM, OR ARISING IN CONNECTION WITH THE USE OF OR INABILITY TO USE THIS WEBSITE, THE INTERACTIVE AREAS, THE CONTENT, THE POSTINGS, OR ANY THIRD PARTY COMMUNICATIONS. TO THE EXTENT THE FOREGOING LIMITATION OF LIABILITY IS PROHIBITED OR FAILS OF ITS ESSENTIAL PURPOSE, PROVIDER’S SOLE OBLIGATION TO YOU FOR DAMAGES SHALL BE LIMITED TO $100.00.

9. Indemnification. You agree to indemnify, defend and hold Provider, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to this Website harmless from and against all claims, losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of these Terms of Use by you or arising from or related to any Postings uploaded or submitted by you.

10. Third Party Rights. The provisions of paragraphs 7 (Disclaimer), 8 (Limitation of Liability), and 9 (Indemnification) are for the benefit of Provider and its officers, directors, employees, agents, licensors, suppliers, and any third party information providers to this Website.  Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its own behalf.

11. Unlawful Activity; Termination of Access. Provider reserves the right to investigate complaints or reported violations of our Terms of Use and to take any action we deem appropriate including but not limited to reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties and disclosing any information necessary or appropriate to such persons or entities relating to user profiles, e-mail addresses, usage history, posted materials, IP addresses and traffic information. Provider may discontinue any party’s participation in any of the Website or its Content at any time for any reason or no reason.

12. Remedies for Violations. Provider reserves the right to seek all remedies available at law and in equity for violations of these Terms of Use, including but not limited to the right to block access from a particular internet address to this Website and any other Provider websites and their features.

13. Governing Law and Jurisdiction. The Terms of Use are governed by and construed in accordance with the laws of the State of Ohio and any action arising out of or relating to these terms shall be filed only in state or federal courts located in Ohio and you hereby consent and submit to the personal jurisdiction of such courts for the purpose of litigating any such action.

14. Privacy. Your use of this Website is subject to Provider’s Privacy Policy.

15. Severability of Provisions. These Terms of Use incorporate by reference any notices contained on this Website and the Privacy Policy and constitute the entire agreement with respect to access to and use of this Website and the Content.  If any provision of these Terms of Use is unlawful, void or unenforceable, or conflicts with the Provider Services Terms then that provision shall be deemed severable from the remaining provisions and shall not affect their validity and enforceability.  Notwithstanding anything to the contrary in these Terms of Use, if you have a separate signed written agreement with a Provider that applies to your use of any of that Provider’s Content, that agreement constitutes the entire agreement between you and that Provider with respect to the affected Content subject thereto (the “Otherwise Covered Content”), and these Terms of Use shall be treated as having no force or effect with respect to the Otherwise Covered Content.

16. Modifications to Terms of Use. Provider reserves the right to change these Terms of Use at any time.  Updated versions of the Terms of Use will appear on this Website and are effective immediately.  You are responsible for regularly reviewing the Terms of Use.  Continued use of this Website after any such changes constitutes your consent to such changes.